15 September . 2025
Why Florida is the #1 State to Retire in
When it comes to retirement, location matters – a lot. You’ve worked hard and now it’s time to enjoy your next chapter somewhere that offers relaxation and the lifestyle you’ve always dreamed of. For millions of retirees, one state continues to top the list year after year, and that's Florida!
Year-Round Sunshine and Warm Weather
Florida’s climate is a major draw for retirees escaping harsh northern winters. With an average of 237 sunny days per year, the sunshine state really does live up to the name. You can leave your snow shovels and heavy coats behind and trade them in for flip flops and pool noodles! You can enjoy an array of outdoor activities every day like golfing, boating, pickleball and beach walks! Tampa and Sarasota in particular are renowned for their sunny weather and active lifestyles, that are appealing to active adults looking for retirement.
Tax-Friendly Retirement
Florida is one of the most tax-friendly states and here’s why:
- No state income tax
- No inheritance or estate tax
- No taxes on Social Security
That means more of your hard-earned money stays in your pocket, allowing you to enjoy the lifestyle you deserve.
Access to Top-Notch Healthcare
Healthcare is one of the biggest concerns for retirees, and Florida has earned its reputation as a top destination for quality medical care. Locally, we are surrounded by Tampa General Hospital (TGH), Moffitt Cancer Center, HCA Florida Brandon Hospital and just 2 miles from Waterset is the brand-new St. Joseph’s South Hospital. So don’t fret. Throughout Florida, you’ll find a vast network of doctors, specialists and wellness providers to meet all of your healthcare needs. Many communities, including Waterset, are built with healthcare in mind, offering nearby access to medical facilities and urgent care centers, so getting the care you need is easy and convenient.
Endless Recreation and Community
Florida offers an unmatched variety of recreational activities that you can participate in year-round that makes retirement feel like a permanent vacation. There is something for every interest and activity level and it's up to you how much or how little you want to participate in! Whether you want to join a local arts class, play a game of pickleball, or simply enjoy a sunset stroll with neighbors, Florida makes it easy to stay active, connected and engaged throughout retirement.
Easy Travel and Accessibility
If you’re worried about whether or not your grandkids can visit or you can fly out for a family wedding with ease, Florida makes travel simple with:
- Multiple major national airports (TPA just 30 miles away, SRQ 35 miles away)
- Cruise Ports (Tampa, Miami, Port Canaveral)
- Amtrak Rail Service (Closet one in Downtown Tampa)
Getting around – and getting back home to visit family – is easy and convenient.
The Lifestyle You’ve Earned
At the end of the day, retirement in Florida is about living life on your terms. Whether you are seeking quiet coastal mornings, community pickleball tournaments or an evening cocktail by the pool – Florida offers the lifestyle that retirees dream about. It’s not just about where you live, it’s how you live.